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Interest Free Payment Terms

Buy Now. Pay later.
Macarthur Home Improvements offer interest free payment terms to approved applicants, with a minimum spend of $600.


Terms overview

Available to existing GEM Visa, GO Mastercard, Creditline and Buyer’s Edge card holders who are approved on transactions where the amount financed is $600 or more.

Total amount is payable by 6 or 12 equal monthly interest free instalments (exact amounts specified in your statement). There is also an option of a 6 or 12 month deferred payment option.

If there is an outstanding balance after the interest free period ends, interest will be charged at your cardholder’s advised rate. This notice is given under the card’s Conditions of Use, which specify all other conditions for this offer.

Card holder is responsible for checking the card provider’s Terms and conditions for any monthly Account Service fee and other applicable Conditions relating to use of the card and purchase of goods under the arrangement.

Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.


Macarthur Home Improvements are not responsible for submitting applications for new card holders. We will only conduct an approval process for existing card holders of either GEM Visa, GO Mastercard, Creditline or Buyer’s Edge.

If you are not an existing card holder and would like to take advantage of the offer, you will need to apply for a Gem Visa Card.

Gem Visa’s 0% Interest Payment Plans allow you to purchase products for your home or business now with longer to pay, using flexible payment options catered to suit your budget.

You can also use Gem Visa as an everyday credit card. Shop with ease – anywhere, anytime.

To find out more about 0% Interest Payment Plans, visit Gem Visa.